Long-term loans in the Czech Republic: what is real, how to compare options, and how to stay safe
Under Act No. 257/2016 Coll. (Zákon o spotřebitelském úvěru), all licensed lenders supervised by the Czech National Bank (Česká národní banka, ČNB) must assess creditworthiness (bonita/úvěruschopnost). In practice, that involves looking at client registries and verifying income and expenses. Therefore, a literal “bez registru” offer from a reputable lender is unlikely—even if an advertisement uses […]